American Income Life is an international company serving working families in the United States, Canada, New Zealand, and through our wholly-owned subsidiary, Union Heritage Life Assurance Company Limited, in the Republic of Ireland.

American Income Life has been providing supplemental life, accident, and health insurance to labor unions, credit unions, and associations for more than 50 years. AIL serves its customers by building long-term relationships and providing insurance coverage to help financially during difficult times.

American Income Life Insurance Company has earned the A+ (Superior) Financial Strength Rating from A.M. Best Company (as of 6/11).

American Income Life Products
American Income Life has several premium and no-cost products available. Our premium products include:

• Whole life and Term life insurance
• Accident and Hospital coverage
• Cancer and Critical Illness coverage
• Strike and Layoff premium waivers

AIL no-cost products include:

• Child Safe Kit
• Partners Basic Discount Program
• Group AD&D
• Family Information Guide
• Social Security Benefits Update

AIL Giving
American Income Life contributes to advocacy groups, community service organizations, groups promoting education, and workers rights groups to name a few. Visit our American Income Life Giving website for a complete list of the noteworthy organizations we contribute too in both time and money.